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World Class Service-Easy and Enjoyable

We are a direct lender known for World Class customer service and the most competitive mortgage rates in the industry.  We shop your scenario to over 20 investors, including all of the major lending institutions like Wells Fargo, Chase, Bank of America...etc. Whoever has the best rate is who we use. Saves you from having to do all that work by yourself. In-house processing and underwriting teams allow us to provide, on average, a 30 day closing. We partner with only the best Realtors in the area, again, saving you time and energy in trying to locate a true professional.  We communicate through mail, email, fax, phone, text and live video chat often, so you will always know what stage we are at in the loan process.

Our closings can even take place at your home, for convenience, if so desired.



Your experience will include:

NO PRESSURE, NO HYPE, JUST GOOD OLD FASHIONED HELP!



THOMAS L. SPITKO JR.
NMLS#191513
Mortgage Loan Originator
Residential Home Funding Corp.
2 Sheppard Road
Voorhees, NJ 08043


Licensed by the Pennsylvania Department of Banking and Securities – License #20875, Licensed by the NJ Department of Banking and Insurance- License #9964632, Licensed by the Florida Office of Financial Regulation-License #MLD388


 

 
Find the perfect loan to fit your needs.

Purchasing a Home?

Turn the home of your dreams into reality. Whether you are buying your first home, second home, or vacation property, use this FREE self-help tool to determine exactly what type of purchase loan is best for you.

 

Need to Refinance?

Save money by taking advantage of the lowest rates available. Whether you are looking to lower your rate, lower your monthly payment, or tap into your home's equity, use this FREE self-help tool to determine exactly what type of refinance solution is best for you.

 

Consolidating Debt?

Use your home to help eliminate bad debt and bundle your bills into one easy monthly payment. Whether you need to pay off high-interest credit cards or you just need cash now, use this FREE self-help tool to determine exactly what type of debt consolidation program is best for you.